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NEW SAVINGS ACCOUNT BENEFIT – Identity Theft Recovery Services

Identity Theft is a billion dollar business for thieves and a billion dollar loss for the rest of us. As a result, recent regulation enacted by the Fair and Accurate Credit Transactions Act requires that we put in place additional measures to safeguard your account. LaPorte Community FCU has partnered with one of the most trusted names in identity theft protection to provide fully-managed identity recovery services, the most comprehensive solution available today.

As a member benefit, beginning November 30, 2009, professional identity theft recovery services will be added as a benefit to all qualifying savings accounts.* We also want to add additional value to your membership – therefore, we have arranged for these benefits to extend to three generations of your family** and to cover all types of identity theft that you may experience, covering both financial and non-financial fraud.

An associated security fee of $0.95 will be charged to your account. This is an identity theft mitigation benefit for all of our accountholders as a group; however, we recognize that you may be covered by your own identity theft plan. If you want to forfeit the benefit and forego the fee you may do so at any time by contacting us to remove you and your family from the group.

If you become a victim, you can spend hundreds, even thousands of dollars, plus countless hours of your own time and legwork trying to put your life back together. As an eligible savings accountholder, if you or a family member** suspects any type of identity theft – even if it isn’t related to your account with us, financial or non-financial – please contact us. We will provide a certified identity recovery advocate who will place fraud alerts at the three major credit bureaus for you; help you access services to watch for signs of identity theft; and access your credit reports and conduct a threat assessment to determine if any identity theft has occurred. If you are the victim of identity theft, your advocate will work on your behalf to restore your identity and make sure you stay recovered – no matter how long it takes.

We are delighted to be able to provide these important and valuable services to you and your family.

For more information on Identity Theft visit www.idtheftedu.com.

*Members having $25 or less in their savings accounts will not be eligible for this service. Members must be in good standing with the credit union to qualify.

** Services extend to all named accountholders, their spouse or domestic partner, dependents up to age 25 with the same permanent residence address (including students and the military), and parents of the accountholder with the same permanent address, living at home or in elder care (hospice, assisted living, nursing home), with benefits extended up to 12 months after death.